Is Discover Cash Back Card Better Than Gas and Restaurants
DISCOVER IT® CHROME GAS & RESTAURANT CREDIT CARD
Earn cash back at restaurants and gas stations on road trips
The gas card from Discover gives you 2% cash back at gas stations & restaurants on up to $1,000 in combined purchases eachquarter.1
No annual fee
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2021then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by February 10, 2021 and up to 5% fee for future balance transfers will apply.Annual Fee: None. Rates as of October 30, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Restaurant and gas credit card cash back rewards from Discover it® Chrome
Automatically earn cash back on road trips and everyday purchases.
cash back rewards automatically
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1
unlimited cash back rewards
Earn 1% cash back on all your other purchases automatically.
With Cashback Match, we'll automatically match all the cash back you've earned at the end of your first year, dollar for dollar.2 So $75 cash back turns into $150, or $100 turns into $200.
99% nationwide acceptance— Discover is accepted by 99% of the places across the country that take credit cards.3
Get a low intro APR and rewards credit card with cash back on gas and restaurant purchases.
Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 5% of the amount of each transfer. Annual Fee: None. Rates as of August 31, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
No annual fee
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2021then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by February 10, 2021 and up to 5% fee for future balance transfers will apply.Annual Fee: None. Rates as of October 30, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
0% Intro APR † for 14 monthson purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
Hit the road with our restaurant and gas cash back rewards credit card
Redeem rewards for cash in any amount, any time.4 Get a gift card from a popular brand—each with an added bonus. Or use rewards at Amazon.com5 or with PayPal6 to shop for your next road trip.
Apply for gas cash back rewards: Get the Discover it® Chrome gas card
Discover has 99% acceptance nationwide at places that take credit cards.3 So you'll earn cash back on gas station purchases, restaurant purchases and everyday purchases, nearly everywhere you shop. Simply apply now for the Discover gas cash back rewards card that rewards you beyond the pump.
Compare Discover it® Chrome to other Credit Cards
Get 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1 Plus earn 1% cash back on all other purchases.
Learn more about the Discover it® Chrome gas cash back rewards card
More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a cash back rewards credit card for all your purchases. All with no annual fee. With Discover it® Chrome, eligible purchases earn extra rewards! You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on any other purchase. Plus you get bonus rewards. At the end of your first year, we'll automatically match all the cash back you've earned, dollar-for-dollar.2 You get all the other shared benefits of the Discover it ® family of credit cards, including 100% U.S.-based customer service and our $0 Fraud Liability Guarantee—so you'll never be held responsible for unauthorized purchases. With Discover, you won't be tied to one gas station or have to carry multiple gas credit cards. You'll simply have a card with cash back rewards for gas station purchases, restaurant purchases and everyday purchases too. Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. And we'll automatically match all the cash back you've earned at the end of your first year.2 And there's no annual fee. In some cases, Discover may instantly approve your online credit card application depending on your credit score and other information. If you're not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We'll be sure to let you know if we need more information from you. Discover reviews customer accounts to see if they qualify for credit line increases periodically. Customers can also apply for a credit line increase. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, including accounts outside of Discover, how recently you received any prior credit line increases and more. A card issuer will offer gas credit cards and restaurant rewards cards for customers who want a higher rewards rate on eligible purchases (like gas purchases at a gas station or dining at a restaurant). With Discover it® Chrome, you also earn cash back on everyday purchases. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you'll earn unlimited 1% cash back on any other purchase automatically. If you are loyal to a convenient gas station, a branded card may make sense. But if you're loyal to your wallet and look for the best deal on any fuel purchase, a cash back card with rewards across many gas station brands may be more your style. A gas station may have their own credit card with bonus points or a special rewards rate on gasoline purchases at their pumps or on qualifying purchases in their stores. And you may be able to redeem for fuel credits, a gas rebate or other options. Discover is a great choice if you prefer a credit card with great cash back for eligible gas purchases across many gas station brands. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you'll earn unlimited 1% cash back on any other purchase automatically. And you can redeem for cash in any amount, any time.4 While gas credit cards from a gas station brand may only let you earn a higher cash back rewards rate on eligible purchases at their stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you'll earn 1% cash back on all your other purchases all with no annual fee. With the Discover it® Chrome credit card, you automatically earn cash back on every purchase. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you'll earn unlimited 1% cash back on any other purchase automatically. We'll even match all the cash back you've earned at the end of your first year, with no limit to how much we'll match.2 The Discover it ® Chrome Card lets you redeem for cash in any amount, anytime4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also redeem rewards when you check out at Amazon.com5 and when you pay usingPayPal6 . Plus, you can redeem rewards for a gift card starting at only $5 and get an added bonus on every card. Even donate rewards to a charitable cause. Other gas credit cards may not have so many options for you to redeem your cash back rewards. For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you'll earn unlimited 1% cash back on all your other purchases automatically.
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2021then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by February 10, 2021 and up to 5% fee for future balance transfers will apply.Annual Fee: None. Rates as of October 30, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2021then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by February 10, 2021 and up to 5% fee for future balance transfers will apply.Annual Fee: None. Rates as of October 30, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2021then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by February 10, 2021 and up to 5% fee for future balance transfers will apply.Annual Fee: None. Rates as of October 30, 2020 . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Explore more great Discover rewards credit cards
Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
Earn unlimited 1.5x Miles for every dollar spent on all purchases from airfare and hotels to groceries and online shopping.
Earn rewards while building a credit history. Secure your line of credit by making an electronic cash deposit, refundable in as little as 8 months.
Monthly reviews start your seventh month as a customer. We will refund your security deposit if you have made all payments on time for the last six consecutive billing cycles on your discover accounts including any loans, and you've remained in "good status" on all credit accounts you are responsible for whether they are Discover accounts or not. "Good status" means: (1) your credit report shows no delinquencies, charge-offs, repossessions, or bankruptcies for the six months prior to our review, and (2) your Discover secured card is not in a prohibited status at the time of our review, including, but not limited to: closed, revoked, suspended, subject to tax levy, garnishment, deceased, lost/stolen, or fraud. Monthly reviews may be delayed if you change your payment due date. We typically process your refund in 2-3 business days based on your delivery preference. If you close your account and pay in full, we'll return your deposit within two billing cycles plus ten days.
Checking for pre-approval won't hurt your credit score.
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Restaurant and Gas Card Reviews
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Love using it....It is always handy, and never gives us any problems "on the road", when we are traveling. Great customer service that is always there to answer all questions.
Best credit card ever. The customer service is SO good and the security features are phenomenal. Will never use anything else, I even switched all my banking to Discover because I loved the credit card so much.
Been with Discover for a while now. Great benefits as well as great customer service! Great card!
I'm very happy with this Discover card. I think this is the card to have in your wallet.
Is Discover Cash Back Card Better Than Gas and Restaurants
Source: https://www.discover.com/credit-cards/cash-back/chrome.html
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